Deferred enrollment means you apply to business school as a college senior, get admitted, and then go work for 2 to 5 years before you actually show up on campus. You lock in the seat now, build your career, and enroll when you're ready.

The top programs that offer this:

• Stanford GSB
• Harvard 2+2
• Wharton Moelis Fellows
• Booth Scholars
• Yale Silver Scholars
• MIT Sloan
• Kellogg
• Columbia
• Haas (Berkeley)

The list keeps growing. Five years ago, it was mostly Harvard and Stanford. Now almost every top program has a version of this.